SPARLAFTD for Credit Unions in Ecuador

AML/CTF Compliance Tailored to the Credit Union Sector

Credit unions are obligated subjects with high risk exposure in the region. Líderes APLA designs your SPARLAFTD considering deposit-taking, lending, member profiles, and operating areas.

Critical Elements

• Risk matrices by credit segment.
• Differentiated due diligence (simplified and enhanced).
• Red flags specific to credit unions.
• Training for the Compliance Officer and the entire branch network.

Implementation and UAFE reporting

Implementing the SPARLAFTD in this sector is governed by the Organic Law for the Prevention, Detection and Combat of Money Laundering and by UAFE resolutions. As part of our AML/CTF Consulting, we deliver the risk matrix, the prevention manual, Compliance Officer training and support in filing RESU and ROS reports. Request an assessment for your organization.